Topic: Understaning Annexation and City Update Guest: Assistant City Manager - Mary Jacobs City of Sierra Vista, Arizona  – www.ci.sierra-vista.az.us 1011 N. Coronado Drive, Sierra Vista, Arizona 85635 - Phone (520) 458-3315 12/19/2009 - Annexation is a ongoing topic in the city of Sierra Vista and today we are going to talk about annexation and how it works. You can also vist the city of Sierra Vista Annexation page at Sierra Vista Annexation.

Topic: Moving Tips and Information on selecting a Mover Guest: Rick Shelly and Bruce Dusenberry from Horizon Moving Systems  Listen to this episode Download this episode (right click and save) Horizon Moving Systems  – www.horizonmoves.com 440 West Whitton Street, Sierra Vista, AZ 85635-3827 - Phone (800) 662-3344 12/05/2009 - Moving is one of the most difficult things you'll ever do, with most feeling the stress build from the moment the decision is made. Find out how to cope with the move, with tips and suggestions for the whole family.

Topic: Home Winterizing and Holiday Decorating Tips Guest: Les from Sierra Vista Ace Hardware  Listen to this episode Download this episode (right click and save) Sierra Vista Ace Hardware  – www.sierravistaace.com 3756 East Fry Boulevard - Sierra Vista, AZ 85635 - Phone 520-458-3650 - Email: info@svace.com 11/19/2009 - Winter is here and if you have not done your winterizing it it time to get motivated. We are going to talk today with Les from Ace with all your winter tips and holiday decorating tips as well.

Topic: Winter Home Fire Prevention Tips and facts Guest: Paul Camino from the Sierra Vista Fire Department Listen to this episode Download this episode (right click and save) Sierra Vista Fire Department – www.sierra-vista.az.us 1295 E Fry Blvd, Sierra Vista, AZ 85635-2601 - Phone (520) 458-3319‎ 10/22/2009 - Cold weather is coming and it is time to think about fire safety in your home. Do you regularly check for home fire hazards? If not, there is the potential for danger. Today we have Paul Cimino from the Sierra Vista Fire Department and we are going to talk about Fwinter fire Safety tips to keep your family safe.

Topic: Bisbee Real Estate Information and facts Guest: David Greenberg from the Bisbee Re/Max office Listen to this episode Download this episode (right click and save) ReMax Bisbee - www.ReMax.com 1326 W Hwy 92, Bisbee, AZ 85603 - Phone (520) 432-6960  10/15/2009 - Today is going to be a special show as we have David Greenberg from the Bisbee Re/Max office in the studio. David is one of Bisbee’s premiere real estate agents and I am excited to have him on this show to talk about what is happening in Bisbee real estate.

Topic: Home Repair and Remodeling Tips Guest: Bill from Mr. Fix It Sierra Vista Listen to this episode Download this episode (right click and save) Mr. Fix It of Sierra Vista- www.mrfixitsv.com/ 3032 E Wilcox Dr, Sierra Vista, AZ 85635- 520-227-8194 10/01/2009  - Everyone knows that owning a home is the American dream, but what if you want to make it better or add your own personal touch, well we have Bill from Mr. Fix It in the studio to give home repair tips.

Topic: $8000.00 First Time Home Buyer Credit facts Guest: Joe Stroud with E.F. Edwards Financial Listen to this episode Download this episode (right click and save) E.F. Edwards Financial Mortgage- www.efedwardsfinancial.com   7 Calle Portal, #A260, Sierra Vista, AZ 85635 - (520) 458-4001 09/03/09 - All the information you need to know about the first time home buyer $8000 credit and more.

Topic: New Appraisal Standards and information Guest: Joe Stroud with E.F. Edwards Financial Listen to this episode Download this episode (right click and save)   E.F. Edwards Financial Mortgage - http://www.efedwardsfinancial.com/ 7 Calle Portal, #A260, Sierra Vista, AZ 85635 - (520) 458-4001 09/03/09 - Mortgage information and new HUD 1 standardized form.

Topic: Interview with Arizona’s Real Estate Commissioner   Guest: Commissioner Judy Lowe Listen to this episode Download this episode (right click and save) Arizona Department of Real Estate - www.re.state.az.us/ 400 W. Congress, Suite 523, Tucson, AZ 85701 - 520-628-6940 08/15/09  On May 14, 2009 Governor Jan Brewer appointed Judy Lowe Commissioner for the Arizona Department of Real Estate. It is honor today that Ms. Lowe accepted my invitation to join us on the show today and talk about what the department does and what she has accomplished in her first 10 weeks on the job.

Topic: Manufactured Home Update Guest: Chuck Pinbrook from Clayton Homes Listen to this episode Download this episode (right click and save) Clayton Homes - www.claytonhomes.com 125 S Avenida Escuela, Sierra Vista, AZ 85635-2964 - (520) 458-5400  08/01/09 Today we talk about what is happening in the manufactured home business and the new green movement in manufactured home building.

Topic: Desert landscaping facts (Co-Host Kate Hotz) Guest: Dave from Southwest Desert Images Listen to this episode Download this episode (right click and save) Southwest Desert Images - www.southwestdesert.com 4938 E Buffalo Soldier Trail, Sierra Vista, AZ 85650-7002 - (520) 803-0063 07/25/09 warm weather is here and most of us have gone outside and realized our yards need work. Its easy to overlook your landscaping when you hang out inside, but now it’s time to get your yard in order.

Topic: Cochise County Land Facts and Information Guest: Kate Hotz from Haymore Real Estate  Listen to this episode Download this episode (right click and save) Haymore Real Estate – www.haymorerealestate.com 500 E Fry Blvd, Sierra Vista, AZ 85635 – (520) 458-2711 07/18/2009 Buying and selling land can be very different from buying a home. It normally requires the services of a real estate professional who has a extensive knowledge of the challenges that come with land sales. Today we are going to talk with Kate Hotz at Realtor with Haymore Real Estate and I will be making a special announcement toward the end of the show concerning Kate.

Topic: Economy and Housing Update for Cochise County Guest: Robert Carreira Director, the Center for Economic Research Listen to this episode Download this episode (right click and save) Center for Economic Research - http://www.cochise.edu/deptsdirs/organizations/cer/ (520) 515-0500 or (800) 966-7943 07/04/2009 Today we are going to talk about the local economy and the housing market with Robert Carreira Director, the Center for Economic Research and find out what they do over at Cochise College.

Topic: The Inner Workings of the Title Company Process Guest: Susan Tawney from Pioneer Title Pioneer Title Agency - www.pioneertitleagency.com 580 E Wilcox Dr, Sierra Vista - (520) 459-4100 06/27/2009 Buying and selling a home or other real property is a significant event. It normally requires the services of a number of professionals, including a Title Company. Why do you need a title company? Why do you need title insurance? I know for many the home buying is process is already overwhelming and most probably don’t ask much about the title process, but it just might the most important part of the process. Today we are going to explore the inner workings of the title company. Today we are going to talk with a Susan Tawney from Pioneer Title.

Topic: All the talk about foreclosures and REO properties Guest: Gini Aurthur a foreclosure specialist from Sierra Vista Realty Sierra Vista Realty Inc - www.sierravistarealtyaz.com 301 N Garden Ave, Sierra Vista - (520) 458-4388 06/20/2009 Do you keep hearing all the talk about foreclosures and REO properties? How does buying a foreclosure work? Are the deals that good? Should you be lining up to buy one? Today we are going to talk with a Gini Aurthur a foreclosure specialist from Sierra Vista Realty.

Topic: Everything You Need to Know about Resurfacing Guest: Kevin Martin the owner of Get a Grip here in Sierra Vista GET A GRIP - www.getagripinc.com/ (520) 378-0727 06/06/2009 Do you have an older home with a pink or olive green bathtub? Have you thought to yourself It will be too expensive to tear out that old tub and replace it? Today we are going to talk with Kevin Martin the owner of Get a Grip here in Sierra Vista about resurfacing options that can save you money and bring your home out of the 60’s.

Topic: "Ask Brad" Special Guest: Your fearless host answers your real estate questions.  Sierra Vista Realty Inc – www.BradSnyder.com 301 N Garden Ave, Sierra Vista - (520) 227-6694 05/30/2009 This special show is dedicated to the questions our listeners have e-mailed in to the show.

Topic: Is a Real Estate Career in Your Future? Guest: Michelle Goodman Director of Education for Southeast Arizona School of Real Estate Southeast Arizona School of Real Estate - 599 E. Wilcox Drive, Sierra Visa, AZ 85635 - 520-458-7673 or Toll Free: 1-877-811-7673 05/23/09 Is a Real Estate Career in Your Future? Today we are going to talk with Michelle Goodman Director of Education for Southeast Arizona School of Real Estate and Garland Smith the owner and founder of Southeast Arizona School of Real Estate.

Topic: Financial Planning for Your Future Guest: Landon Spilsbury an Edward Jones Financial Advisor Edward Jones - www.edwardjones.com 450 E Fry Blvd, Sierra Vista - (520) 417-0078 05/16/09 This show is about real estate and many people look at their home as an investment….however it should not be your only investment strategy. Today I thought we would talk about financial planning. Planning for your financial future is important, but many people think is has to be complicated and confusing. Professional financial help goes far beyond picking stocks. Hiring an advisor arms you with expertise and resources with which to approach planning your financial future. This coaching and support can help you to smoothly endure and make the most of the circumstances in your life - career, marriage, children, assets, liabilities, etc.

Topic: Real Wishes Foundation by Southern Arizona Association of REALTORS® Guest: Patti Miller from Rio Verde Realty and Deb Deshae from Long Realty SOUTHEAST ARIZONA ASSOCIATION OF REALTORS® - www.seazrealtor.com/ 125 S. Second Street, Sierra Vista, AZ 85635 - (520) 458-7802 05/08/2009 Today we are going to talk about the “Real Wishes Foundation”. Since the establishment of the Foundation and its Board we have worked hard to find ways, as a group of REALTORS, we can give back to our community.

Topic: Understanding New Home Contruction Guest: Aviva Trustman and Lindsay Arnold from Sun Haven Realty Sun Haven Realty - 1601 Paseo San Luis # 101 Sierra Vista, AZ 85635-4780 - (520) 803-0500 05/02/2009 The durable argument of whether it's best to buy a new home or older one dates back centuries. And it's never quite been resolved. For every qualifier, there's a disqualifier. For every "on one hand," there's an "on the other hand." So the choice between the two is always a relative call, not a dollar-and-cents one, Today we are going to be talking about the New Home option, and why buying a new home might be right for you!

Topic: Kings Ranch Estates Guest: Linda Huffman and Joyce Audette from Realesate.com RealEstate.Com – www.RealEstate.com 942 E Fry Blvd, Sierra Vista, AZ 85635 - (520) 417-0303 04/25/2009 Today we are going to talk about a unique new subdivision called Kings Ranch Estates. The new enterprise, located east of the north-to-east bend in Highway 92, near the Coronado National Memorial, and is a “controlled development” in which a significant portion of every lot is designated as a conservation area. More than 100 miles of hiking and biking trails are envisioned for the area. The development is named for the nearby Kings Ranch Road.

Topic: Preparing your Heating and Cooling System for Summer Guest: Jim from Arizona Comfort Systems Arizona Comfort Systems Heating & Cooling - 131 S Schrader Rd, Sierra Vista, AZ 85635 - (520) 459-5681 04/18/2009 Heating and cooling systems are some of the most important investments you'll ever make in your home. Whether you're buying a new house, renovating an old one or making an emergency purchase because "old faithful" finally conked out, there's a lot riding on the choices you make: Your comfort and safety are at stake, but so is your wallet. So I thought we would talk about heating cooling this week.

Topic: Financial Benefits and Understanding of Solar Guest: Katharine Kent from the Solar Store The Solar Store - www.solarstore.com 2833 N Country Club Rd, Tucson, AZ 85716 - (866) 943-3470 04/11/2009 Using the power of the sun is the ultimate way to go green. Nature is a funny thing. If we pay close attention to it, we can often find the answer to many questions. Today we are going to talk about solar with Katharine J, Kent from the Solar Store.

Topic: Income Taxes and Your Home Guest: Richard Copeland from Liberty Tax Liberty Tax Services - www.libertytax.com 999 E Fry Blvd # 105, Sierra Vista, AZ 85635-2617 - (520) 803-7353 03/28/2009 Everyone knows that owning a home is the American dream, but did you know that borrowing to pay for one is a taxpayer's dream? Well today we have Richard Copeland from Liberty Tax Service in the studio to answer some of those questions.

Topic: Freedom Home Show Guest: Denny and Tonya Christensen from the Freedom Home Show Freedom Home Shows - www.freedomshows.com/ 247 S. 7th Street, Suite #2, Sierra Vista, AZ 85635 –(520) 458-5009 03/14/2009 Home Shows are events designed for homeowners in all stages of remodeling, landscaping and decorating or preparing their home for sale. These events includes many exhibits with merchandise, product demonstrations and a chance to meet some of the local vendors, suppliers and merchants. With a combination of new products and expert advice from the pros, a Home Show inspires homeowners with countless ideas on enhancing their home's comfort and functionality, as well as its aesthetic appeal and overall value.

Topic: Financial and Estate Planning Guest: Karen Justice, from Justice Financial Justice Financial Advising Inc - www.metlife.com 1326 W Highway 92 # 10, Bisbee, AZ 85603-1151 - (520) 432-6680 03/07/2009 Most people find themselves in need of financial planning to some degree, but many believe that a financial plan is only necessary for individuals with substantial net worth. In fact, less affluent people actually may need planning just as much, because each dollar of income or capital means more on a relative basis.

Topic: City of Sierra Vista Update Guest: Mary Jacobs Asst City Manager City of Sierra Vista - www.ci.sierra-vista.az.us/cms1/ 1011 N. Coronado Dr, Sierra Vista, AZ 85635 - (520) 458-3315 02/28/2009 Today we have Mary Jacobs, Assistant City Manager for the City of Sierra Vista in the studio to what’s happening at the city.

Topic: Plumbing Facts and Tips Guest: Jerry Dickamore, owner of Huachuca Plumbing Huachuca Plumbing - www.huachucaplumbing.com 729 N Central Ave, Sierra Vista, AZ 85635-9505 - (520) 459-6303 02/07/2009 Plumbing may be the only delivery system in modern times that actually requires an unbroken network of pipes. While this offer tremendous convenience and a ready stream of water, it also means there are countless places where the system can break down. From leaky faucets to burst water heaters, such problems tend to run the gamut in terms of price and safety. Today we have Jerry Dickamore, owner of Huachuca Plumbing in the studio to give you some money saving tips.

Topic: Home Inspections with Elvis Guest: Johnny Jones, the inspector/owner of Home Sweet Home Inspections Home Sweet Home Inspections – 01/31/2009 Professional home inspections are an important part of any real estate transaction. Professional home inspections protect the buyer, seller and real estate professional by helping to identify hidden or unknown issues in the home that could come back to haunt the new homeowner. Today we have a very special guest…..Johnny Jones, the inspector/owner of Home Sweet Home Inspections in the Studio and we’re going to talk about home inspections.

Topic: Community Development Update Guest: Jim Herrewig, Director of Community Development and Don Brush Planning Administrator for the City of Sierra Vista  Listen to this episode Download this episode (right click and save) City if Sierra Vista Community Development - www.ci.sierra-vista.az.us 1011 N. Coronado Drive, Sierra Vista, Arizona 85635 - (520) 458-3315 01/24/2009 Well folks, I have had many questions e-mailed in to the show about community growth, How do commercial and residential developments get started and how does the city work with these new developments. Today is going to be a special show as we have Jim Herrewig, Director of Community Development and Don Brush Planning Administrator for the City of Sierra Vista back in the studio and I am excited to have Jim and Don back on this show.

Topic: Flooring and Tile Facts and Tips Guest: Pat from Alley Carpet/Carpet One Listen to this episode Download this episode (right click and save) <font color="#333333" size="-1"><a href="http://bradvantage.podbean.com/mf/web/69ythc/OpenHouse01-15-09.mp3">Download this episode (right click and save)</a></font> Download this episode (right click and save) <font color="#333333" size="-1"><a href="http://bradvantage.podbean.com/mf/web/69ythc/OpenHouse01-15-09.mp3">Download this episode (right click and save)</a></font> Download this episode (right click and save) Alley Carpet & Flooring: Carpet One - www.carpetone.com 100 N Huachuca Blvd, Huachuca City, AZ 85616-9308 - (520) 456-2979 01/17/2009 Whether you have been in your home for a while or you are thinking about selling your there are many reason you might want to replace your carpet, tile or linoleum. Comfort, beauty, warmth—no other household purchase better communicates the style and tone of your home. Carpet is an investment that will last a long time. Today we are going to talk about reverse flooring with Pat from Alley Carpet.

Topic: Understanding Reverse Mortgages Guest: Gloria Grabb  Listen to this episode Download this episode (right click and save) Bank of America Home Loans - www.bankofamerica.com/loansandhomes/ 3410 Canyon De Flores # C, Sierra Vista, AZ 85650-5373 - (520) 803-2960 01/10/2009 Whether seeking money to finance a home improvement, pay off a current mortgage, supplement their retirement income, or pay for healthcare expenses, many older Americans are turning to “reverse” mortgages. They allow older homeowners to convert part of the equity in their homes into cash without having to sell their homes or take on additional monthly bills. In a “regular” mortgage, you make monthly payments to the lender. But in a “reverse” mortgage, you receive money from the lender and generally don’t have to pay it back for as long as you live in your home. Instead, the loan must be repaid when you die, sell your home, or no longer live there as your principal residence. Reverse mortgages can help homeowners who are house-rich but cash-poor stay in their homes and still meet their financial obligations.

Topic: New Home Construction Tips and Facts Guest: Rick Koffman from Castle & Cooke Listen to this episode Download this episode (right click and save) Castle & Cooke - www.castlecooke.com 1222 Monte Vista Ave, Sierra Vista, AZ 85635 - (520) 459-0011 12/20/2008 The durable argument of whether it's best to buy a new home or older one dates back centuries. And it's never quite been resolved. For every qualifier, there's a disqualifier. For every "on one hand," there's an "on the other hand." So the choice between the two is always a relative call, not a dollar-and-cents one, Today we are going to be talking about the New Home option, and why buying a new home might be right for you!

Topic: Habitat for Humanity in Sierra Vista Community Update Guest: Major Raymond Bouchard with Habitat for Humanity Sierra Vista Listen to this episode Download this episode (right click and save) Habitat for Humanity - www.habitatsv.org 2151 S Highway 92, Sierra Vista - (520) 378-6966 12/13/2008 I think almost everyone has heard of Habitat for Humanity. Did you know that Habitat for Humanity International is a nonprofit, Christian housing ministry. HFHI seeks to eliminate poverty housing and homelessness from the world, and to make decent shelter a matter of conscience and action. Habitat invites people of all backgrounds, races and religions to build houses together in partnership with families in need. Today we have MAJ Raymond P. Bouchard with our local Habitat for Humanity office in the studios to tell us about Habitat for Humanity and what they are doing here in our area.

Topic: Community Economic Update Guest: Robert Carreira Director, the Center for Economic Research Listen to this episode Download this episode (right click and save) Center for Economic Research - www.cochise.edu/deptsdirs/organizations/cer/ (520) 515-0500 or (800) 966-7943 11/29/2008 Today we are going to talk Robert Carreira Director, the Center for Economic Research and will give an overview of the local, state, and national economy and a housing market update.

Topic: What are private mortgage loan and contract servicing? Guest: Karin L. Phillips, an Account Executive with NoteWorld Servicing Center Listen to this episode Download this episode (right click and save) Noteworld - www.noteworld.com/ 333 W Wilcox #100, Sierra Vista - (520) 458-9092 11/22/2008 What are private mortgage loan and contract servicing? Today we will talk about loan servicing for individuals that are receiving payments from a private Mortgage Note, Real Estate Contract, Mobile Home Contract, Land Contract, Trust Deed, Business Note, or wrap-around loan.

Topic: Mortgage 101 Guest: Joe Stroud with E.F. Edwards Financial  Listen to this episode Download this episode (right click and save)   EF Edwards Financial - www.efedwardsfinancial.com/ 77 Calle Portal # A260 Sierra Vista, AZ 85635-2978 - (520) 458-4001 11/15/2008 Well folks, we hear all the doom and gloom in the media about banks going bankrupt, government bailouts and you might be thinking that buying a house is not in your near future. Today we have Joe Stroud with E.F. Edwards Financial in the studio and we are going to talk about what they do and talk about some of the options that can help you with your home loan.

Topic: Home Security and Safety Tips Guest: Officer Tracy Grady, Community Resource Officer the Sierra Vista Police Department Listen to this episode Download this episode (right click and save)   Sierra Vista Police Department - www.ci.sierra-vista.az.us 911 N Coronado Dr, Sierra Vista, AZ 85635-6335 - (520) 458-3311 11/07/2008 You probably don’t like to think about crime, but in even in a great community like ours, crime is a fact of life and as our community has grown, we have seen am increases in burglaries, violence and gang activity in Sierra Vista. Our police department has been working hard to keep our community safe in those efforts they have a new community resource officer. Officer Tracy Grady has recently become a key part of the Sierra Vista Police Departments proactive approach to crime prevention and community relations. Among her duties is to get information to homeowners about how to avoid becoming home invasion victims. I am very excited today to have Officer Tracy Grady in the studio today to discuss her role and to discuss some home safety and security tips.

Topic: What are Estate Auctions? Guest: Kathy Crawford with Tumbleweed Auctions Listen to this episode Download this episode (right click and save) Tumbleweed Auction LLC - www.tumbleweedauction.com 4899 S Calle Encina Sierra Vista, AZ 85650-8938 - (520) 458-9333 11/01/2008 last week we talked about the fact that we live in a world where we have stuff, and we keep getting more stuff and we are continually faced with what to do with our stuff. Today we have a special show to learn about auction services. Today we have Kathy Crawford with Tumbleweed Auctions and we are going to talk about what they do and talk about some of their auction services that can help you with your stuff.

Topic: Metal Building Facts Guest: Joel with Superior Metal Building Listen to this episode Download this episode (right click and save) Superior Metal Buildings and Roofing LLC. - www.svsuperiorservices.com/ 4879 S Hwy 92. Sierra Vista, AZ 85650 – (520) 803-7714 10/25/2008 We live in a world where we have stuff, and we keep getting more stuff and we are continually faced with where do we store and protect that stuff. Today we have a special show to learn about steel frame structures. Today we have Joel with Superior Metal Building and Roofing and we are going to talk about what they do and talk about some of their products that can help you with your stuff.

Topic: Understanding the Importance of the Insulation in Your Home Guest: Carl Hooper, Project manager with YE Insulation YE General Contractors- www.yeenterprises.com 8435 E Madera Dr, Sierra Vista, AZ 85650 - (520) 378-0109 10/18/2008 Our weather is beginning to cool off and as energy prices continue to rise, it pays to insulate--in more ways than one. Adding more insulation to your home or building can put money in your pocket. In addition to lower utility bills, according to the EPA, for every $1 homeowners saved on annual fuel bills due to energy-efficient home improvements, their home's value jumped by $20 or more. Heat naturally flows from a warm to a cool place. In winter, heat flow is from indoors to outdoors; in summer, the movement is reversed. Insulation resists this heat flow, which is why an insulated home is warmer in winter and cooler in summer. How well insulation works in resisting heat flow depends on where and how it is placed. Today we have Carl Hooper, Project manager with YE Insulation and we are going to talk about what they do and about the importance of insulation in your home.

Topic: Fire Prevention Week Guest: Paul Cimino from the Sierra Vista Fire Department Listen to this episode Download this episode (right click and save) Sierra Vista Fire Department – www.sierra-vista.az.us 1295 E Fry Blvd, Sierra Vista, AZ 85635-2601 - (520) 458-3319‎ 10/11/2008 our home should be a safe haven for our families. But do you regularly check for home fire hazards? If not, there is the potential for danger. Fire departments responded to nearly 400,000 home fires in 2006. That’s why the theme of Fire Prevention Week 2008 is “It’s Fire Prevention Week: Prevent Home Fires!” Today we have Paul Cimino from the Sierra Vista Fire Department and we are going to talk about Fire Safety Week.

Topic: Understanding Home Owner Insurance Guest: Hillary Chavez with Allstate Insurance Listen to this episode Download this episode (right click and save)   Allstate Insurance Company - Hilary Chavez‎ - www.allstateagencies.com 500 E Fry Blvd, Sierra Vista, AZ‎ - (520) 459-5563‎ 10/04/2008 I think almost every home owner knows he needs home insurance, but do you understand coverage’s? Have you reviewed your policy since you bought your home? You need to buy the right type of policy. You need the proper level of protection, plus special provisions for valuables such as jewelry, your computer equipment and other possessions. You might also need additional coverage for such things like flooding. Today we have Hillary Chavez with Allstate Insurance and we are going to talk insurance.

Topic: Habitat for Humanity in Sierra Vista Community Update Guest: Larry Graham with Habitat for Humanity Sierra Vista Listen to this episode    Download this episode (right click and save) Habitat for Humanity - www.habitatsv.org 2151 S Highway 92, Sierra Vista - (520) 378-6966 09/27/2008 Habitat affiliates start when concerned citizens of diverse backgrounds come together to address the problem of poverty housing in their community. That is how Our Sierra Vista affiliate got started and these volunteers research our community’s affordable housing needs and resources and evaluate the potential success of Habitat’s self-help model in our community.

Topic: New Condominium Project Guest: David walling, Vice President of Walling Properties and John Newman and Tom Budny with Haymore Real Estate Listen to this episode    Download this episode (right click and save) Casa Antigua Condos - www.haymorerealestate.com/ 2299 Oakmont Dr Sierra Vista, AZ 85635-2544 - (520) 458-2711 09/13/2008 Sierra Vista has not seen a new condominium project in almost 30 years! Well that drought has finally come to an end with the new Casa Antigua Condominium project. Today we have David walling, Vice President of Walling Properties and John Newman and Tom Budny with Haymore Real Estate in the studios to tell us about the new project.

Topic: Estates and Wills Guest: Ms. Annette Gerhardt, of Gerhardt Law Office PLC Listen to this episode     Download this episode (right click and save) Gerhardt Law Offices PLC - www.gerhardtlawoffice.com 2151 S Highway 92 # 109 Sierra Vista, AZ 85635-5283 - (520) 458-8051 08/30/2008 No one likes to think about it, but we all know that at some point, we will pass away. When we do, we will likely leave family behind, and because of that, it is extremely important to have some estate planning in place well before anyone is in a position to need it. Regardless of your net worth – whether it’s a few hundred dollars or a few million – you need an estate plan to make sure your loved ones are taken care of to the best of your ability. Today is going to be a special show as we have Ms. Annette Gerhardt, of Gerhardt Law Office PLC in the studio and I am excited to have Ms. Gerhardt on this show to talk about estate planning.

Topic: Sierra Vista Community Development Updates Guest: Jim Herrewig, Director of Community Development and Don Brush Planning Administrator for the City of Sierra Vista Listen to this episode Download this episode (right click and save) City if Sierra Vista Community Development - www.ci.sierra-vista.az.us 1011 N. Coronado Drive, Sierra Vista, Arizona 85635 - (520) 458-3315 08/16/2008 I have had many questions e-mailed in to the show about community growth, How do commercial and residential developments get started and how does the city work with these new developments. When is the new Sierra Vista Super Walmart and Sam’s Cub breaking ground? Today is going to be a special show as we have Jim Herrewig, Director of Community Development and Don Brush Planning Administrator for the City of Sierra Vista in the studio and I am excited to have James on this show.

Topic: Sierra Vista Commercial Real Estate Review Guest: Frank Morrow from First West Properties First West Properties Corporation - www.fwpc.net 1700 S Highway 92 # E-100, Sierra Vista - (520) 458-1666 Listen to this episode Download this episode (right click and save) 08/09/2008 I have had many questions e-mailed in to the show about commercial real estate, how does it different from residential real estate, How do commercial developments get started and many more questions. Today is going to be a special show as we have Frank Morrow from First West Properties in the studio. First West Properties is one of Sierra Vista’s premiere commercial real estate companies and I am excited to have Frank on this show.

Topic: Ask Brad Guest: Your fearless host Brad Snyder Listen to this episode Download this episode (right click and save) Sierra Vista Realty Inc - www.sierravistarealtyaz.com 301 N Garden Ave, Sierra Vista - (520) 458-4388 08/02/2008 So, you’re ready to buy a home. Great idea. Owning real estate is a necessary step in building the wealth that so many people talk about. But are you ready? No, I mean it … are you REALLY ready? I am sure your realize buying a home essentially means … HOME OWNERSHIP!! I am here to answer some questions about home buying… especially your first home. I have been getting many e-mails over the past few months and today we are going to discuss them.

Topic: Sierra Vista Real Estate Review Guest: Nancy Rea from Re/Max Listen to this episode Download this episode (right click and save) Remax Home Stores - www.arizonahomestores.com 155 Bartow Dr, Sierra Vista, AZ 85635-1801 - (520) 458-1911 07/19/2008 Today is going to be a special show as we have Nancy Rea from Re/Max in the studio. Nancy is one of Sierra Vista’s premiere real estate agents and I am excited to have her on this show.

Topic: High Efficiency Window and Door Facts Guest: Gary Greer with Stan Greer Millworks Listen to this episode Download this episode (right click and save) Stan Greer Millworks - www.stangreer.com 5930 S Highway 92, Hereford, AZ 85615-8200 - (520) 378-9311 07/12/2008 Yep, it's summertime in Sierra Vista, and that means higher utility bills become a part of everyday conversation. New homes offer more energy efficient features including energy star rated windows and doors and other great features. If you are like many people, you either love your existing homes or really just don’t want to move. Today we have Gary Greer with Stan Greer Millworks in the Studio and we’re going to talk about what they do and ways you can upgrade and improve the energy efficiency of your home.

Topic: Property Damage Services Guest: Lorena Tiburcio owner of PuroClean     Puroclean Water Mold Fire - www.purocleansv.com 5891 E Paseo Veado, Hereford, AZ 85615 - (520) 378-9454 06/28/2008 No one wants to think the worst or have to plan for the "WHAT IFs" of life. Today we have Lorena Tiburcio owner of PuroClean in the Studio and we’re going to talk about what you need to know if you have property damage to your home caused by the likes of flooding, mold or fire. So today promises to be very interesting and very informative.

Topic: Swimming Pool Time is Splash Time! Guest: Tom Giuffrda with Patio Pools Patio Pools and Spas - www.patiopoolsaz.com 4711 South Highway 92, Sierra Vista, AZ 85650 - (520) 458-9291 06/21/2008 It's summertime in Sierra Vista, and that means swimming pools are the subject of many conversations. Maintenance, cleaning, equipment, chemical balance, water temperature, black algae, all this and more become a part of every day conversation. Invariably I get various questions from Sierra Vista and Cochise County real estate buyers, sellers and investors about swimming pools. Swimming pools have long been a way to make a backyard into a recreational oasis. According to the Association of Pool and Spa Professionals, the number of new in-ground pools in the U.S. grew by 10% from 2002 to 2005, and some 4.7 million U.S. homes have in-ground pools. But what do you need to know before you buy a home with a pool. What do you need to know before you build a pool? What do you need to know if you have children and own a pool and want to own a pool?

Topic: Custom Home Building in a Slow Market Guest: Duane Cozart, C.E.O. of Karver Homes Haymore Real Estate – www.haymorerealestate.com 500 E Fry Blvd, Sierra Vista, AZ 85635 – (520) 458-2711 06/14/2008 If you have been listening to the media free-for-all reporting on how bad the real estate market is, you might think it’s a bad time to build a new home….. and even though some of what they're reporting is true —how can it possibly be a good time to build? You have to look at the long term. Real estate has its ups and downs. But if you think about the fact that housing demands will increase as populations continue to surge. By the year 2050, we will add approximately 110 million more new Americans, all of whom will need a place to call home. What do you need to know about building a new home? For the first time in years you can get a quality home built in a reasonable time. It was only a short time ago that you had to get on a waiting list for lots and then it might have taken another year to get your home built. Because the housing market has slowed down, consumers are in a position to take advantage of lower material prices, competitive subcontractor bids, and more equity when the home is finished. Now is the perfect time to build if you are looking to save money!

Topic: What You Need to Know About Home Loans in a Down Market Guest: Brad Richardson from New West Lending American Southwest Credit Union – www.americansouthwestcu.org 3090 E Fry Blvd, Sierra Vista, AZ 85635-2901 - (520) 459-1861 06/07/2008 Today we have Brad Richardson of New West Lending in the Studio and we’re going to talk about mortgages. Buying a home or property can be a huge investment, and if you’re like most people it’s an investment that you can’t pay for out-of-pocket. As you may be aware, that’s where a mortgage comes into play… but do you really know what a mortgage is? Sure, it’s a loan on a house or other piece of real estate, but there’s a lot more to it than that. Mortgages come in a variety of types and time spans, and can be used to either purchase a new home or piece of real estate or to secure additional money using that real estate as collateral. The implications of this are pretty straightforward… you get the money, but if you don’t pay it back then that house or property belongs to the bank. Of course, it’s not entirely that simple… but what else is involved in getting a mortgage? So listen carefully as we find out the inside information about mortgages.

Topic: What you need to know about desert landscaping Guest:  Brian from Southwest Desert Images Listen to this episode Download this episode (right click and save) Southwest Desert Images - www.southwestdesert.com 4938 E Buffalo Soldier Trail, Sierra Vista, AZ 85650-7002 - (520) 803-0063  05/31/08 warm weather is here and most of us have gone outside and realized our yards need work. Its easy to overlook your landscaping when you hang out inside, but now it’s time to get your yard in order.

Topic: Fence Facts and Tips Guest:  Al Hammond, from Action & Results Fence Company Listen to this episode Download this episode (right click and save) Action & Results Fence Company - 611 Blue Jay Cir Sierra Vista, AZ 85635-3502 - (520) 459-8147 05/24/08 Fences are a strange creature. We see them every day, drive by them, pass through them, and some of us even peek over them. (Ok, maybe not the peeking part.) However, even though fences are the norm, who really thinks about them until it's time to put one up? What is involved in building a fence that's practical, secure, and looks great? Probably more than you think.

Topic: Sierra Vista West End Projest Guest:  Dan Abrams, from First West Properties Listen to this episode Download this episode (right click and save) First West Properties Corporation - www.fwpc.net 1700 S Highway 92 # E-100, Sierra Vista - (520) 458-1666 05/17/08 The West End of Sierra Vista is the oldest community within the City of Sierra Vista. West Sierra Vista provides unique shopping, dining, and historical qualities for the community, but also presents redevelopment challenges and it continues to age. For the last several years residents, business owners, and the City have focused on revitalizing this area of the City; understanding not only the West End’s significance as the entryway into the City, but also the importance of this area of town to facilitate small business ownership and entrepreneurship.

Topic: Sierra Vista Home and Building Facts & History  Guest:  Gary Haymore, Broker/Owner of Haymore Real Estate Listen to this episode Download this episode (right click and save) Haymore Real Estate – www.haymorerealestate.com 500 E Fry Blvd, Sierra Vista, AZ 85635 – (520) 458-2711 05/10/08 Today we have Gary Haymore, owner and designated broker of Haymore Real Estate in the Studio and we’re going to talk about the history of Sierra Vista and Haymore Real estate.

Topic: Home Fire Safety Tips Guest:  Paul Camino from the Sierra Vista Fire Department  Listen to this episode     Download this episode (right click and save) Sierra Vista Fire Department – www.sierra-vista.az.us 1295 E Fry Blvd, Sierra Vista, AZ 85635-2601 - (520) 458-3319‎ 05/01/08 According to the Home Safety Council’s State of Home Safety in America™ Report, fires and burns are the third leading cause of unintentional home injury and related deaths. Fire safety and survival begin with everyone in your household being prepared. Today we have Paul Camino from the Sierra Vista Fire Department in the studio to talk home fire safety.

Topic: Economic and Real Estate Update Guest: Robert Carreira Director, the Center for Economic Research  Listen to this episode     Download this episode (right click and save)  Center for Economic Research - www.cochise.edu/deptsdirs/organizations/cer/ (520) 515-0500 or (800) 966-7943 04/26/08 Today we discuss the local Sierra Vista and Cochise County economic numbers and find out how the Sierra Vista Vista Housing market is doing.

Topic: Home Energy savings Tips Guest: David from Sulpher Springs Valley Electric Cooperative  Listen to this episode    Download this episode (right click and save) Sulphur Springs Valley Electric Cooperative - www.ssvec.org/  311 East Wilcox Drive, Sierra Vista, AZ 85635 - (520) 458-4691 04/18/2008 Did you know that the typical U.S. family spends more than $1,600 a year on home utility bills? Unfortunately, a large portion of that energy is wasted. Energy-efficient improvements not only make your home more comfortable, they can yield long-term financial rewards. Reduced utility bills more than make up for the higher price of energy-efficient appliances and improvements over their lifetimes. In addition, your home could bring in a higher price when you sell. Today we are going to talk about ways you can lower your utility bills and make your home more energy efficient.

Topic: Preparing your Heating and Cooling System for Summer Guest: Jim from Arizona Comfort Systems  Listen to this episode     Download this episode (right click and save) Arizona Comfort Systems Heating – www.azcomfort.com 131 S Schrader Rd, Sierra Vista, AZ 85635-9116 - (520) 459-5681 04/12/2008 Heating and cooling your home uses more energy and drains more energy dollars than any other system in your home. Typically, 45% of your utility bill goes for heating and cooling. What's more, heating and cooling systems in the United States together emit 150 million tons of carbon dioxide into the atmosphere each year, adding to global climate change. They also generate about 12% of the nation's sulfur dioxide and 4% of the nitrogen oxides, the chief ingredients in acid rain. No matter what kind of heating, ventilation, and air-conditioning system you have in your house, you can save money and increase your comfort by properly maintaining and upgrading your equipment. But remember, an energy-efficient furnace alone will not have as great an impact on your energy bills as using the whole-house approach. By combining proper equipment maintenance and upgrades with appropriate insulation, air sealing, and thermostat settings, you can cut your energy use for heating and cooling, and reduce environmental emissions, from 20% to 50%. So the focus of today’s show will be on heating and cooling your home.

Topic: Understanding New Home Contruction Guest: Aviva Trustman from R.L. Workman Homes  Listen to this episode    Download this episode (right click and save) RL Workman Homes Inc - www.rlworkmanhomes.com 1601 Paseo San Luis # 101, Sierra Vista - (520) 458-0771 04/05/2008 So why build a custom home? The answer is simple – Building a custom home enables you to have the home that best fulfills you personal requirements and desires. Most homes today are built using standard grade products that minimize costs and maximize profits for home builders. Choosing to build a custom home, on the other hand, allows you the total freedom to decide on features such as the building lot, style of home, the floor plan, types of flooring and cabinets, lighting and a myriad of other options. Virtually every aspect of the home design is for you to decide on.

Topic: Home Warranty Facts and Information Guest: Joanne Tezak from Fidelity Home Warranty  Listen to this episode     Download this episode (right click and save) Fidelity Home Warranty - www.homewarranty.com (520) 455-5105 03/29/2008 A home warranty generally covers most of the items included in a home inspection but for a little more it will pay (minus a small deductible) to fix whatever goes wrong. A good home warranty will cover almost everything in the house as well ~ appliances, fixtures, & water heater. As often as I recommend these to homebuyers and homeowners, most people have never heard of such a concept. You can even pay an extra premium with most companies to cover things like the air conditioner and the septic tank! This is also a great tool for sellers. Buyers will feel more comfortable that if anything goes wrong in their new dream house it will be covered. There are even a few companies out there that will give you a free home inspection or a few extra months if you are a seller obtaining a warranty. You can also get discounts for seniors, military, and professional discounts. Today we are going to be talking about the value of a home warranty, and the piece of mind that accompanies one!

Topic: Manufactured Home Facts Guest: Ken from Ideal Manufactured Homes  Listen to this episode     Download this episode (right click and save) Ideal Homes Inc - www.idealhomes.com 4455 S Highway 92, Sierra Vista, AZ 85650-9507 - (520) 378-2188 03/13/2008 A manufactured home, once referred to by the industry as a mobile home, is a type of factory-built housing. Prior to 1976, the most common type of factory-built housing was the mobile home. Today much of the perception of manufactured housing is still based on the mobile units that predated the late 1970s. "Mobile" is what these homes were, a unit on a steel chassis that could be hooked to a tractor unit and moved. Historically, these units were placed on concrete blocks and many left the wheels attached. Today, however, factory-built housing includes many types of structures that are built and assembled under the controlled conditions of a factory. These structures are built to a much higher specification then the mobile units of the early 1970s. In contrast to this factory-built housing is the site-built home. This is a unit constructed entirely or predominately on the home site. Nevertheless, today, even with site-built housing, selected parts are typically built off-site. These parts are usually structural components such as wooden I-beams and roof trusses. Many of the noticeable distinctions between manufactured housing and site-built housing are disappearing, as most manufactured housing placed today is no longer single units in trailer parks, but double units placed on permanent foundations on private land. Today we have Ken from Ideal Manufactured Homes in the studio and we are going to talk about Manufactured Housing.

Topic: Home Remodeling Guest: Wayne Johnston from Can Do Construction  Listen to this episode     Download this episode (right click and save) Can-Do Construction – 2949 Cardinal Dr, Sierra Vista - (520) 458-4775 03/08/2008 So….. You are a proud home owner and maybe you just got a nice raise at work, or maybe you just got married, maybe your about to have a child. Life is always changing and your life is no different. The question now is, do you sell and buy another home that fits your needs, or do you stay put and remodel your home. For many people, moving is the simpler option, for others they like where they live, they have nice neighbors and really don’t want to pack and move.There seem to be plenty of cost advantages to staying put and renovating. You also avoid the considerable costs of selling your home, buying a new one and moving, which can drain away 10% or more of the value of your home each time you change abodes.

Topic: Home Owner Income Tax Facts Guest: Richard Copeland from Liberty Tax Service  Listen to this episode     Download this episode (right click and save) Liberty Tax Services - www.libertytax.com 999 E Fry Blvd # 105, Sierra Vista, AZ 85635-2617 - (520) 803-7353 03/01/2008 Congratulations, you've just taken another step up the American-dream ladder and are a homeowner. Along with the joy of painting, plumbing and yard work, you now have some new tax considerations. The good news is that you can deduct many home-related expenses. These tax breaks are available for any abode -- mobile home, single-family residence, townhouse, condominium or cooperative apartment. The bad news is that to take full tax advantage of your home, your taxes will likely get more complicated. You're not living on "EZ" Street anymore; you've moved to the 1040 long form and Schedule A, where you'll have to itemize deductions.

Topic: Home Safety Tips Guest: Officer Scott Borgsdtadt of the Sierra Vista Police Department Listen to this episode     Download this episode (right click and save) Sierra Vista Police Department - www.ci.sierra-vista.az.us 911 N Coronado Dr, Sierra Vista, AZ 85635-6335 - (520) 458-3311 02/21/2008 Today we talk about a range of information about how to protect your home and your possessions with the new Community Resource Officer from the Sierra Vista Police Department. The immediate role of the police is to respond to criminal activity, but when a situation is part of a recurring problem, active neighbors help investigations and allow police to take further action. Your response can, as well as that of your neighbor, make a difference. Often times the partnership between neighbors and police are required to resolve the problem.

Topic: What is TDY Housing Guest: Michael Benson, from TDY Housing LLC  Listen to this episode    Download this episode (right click and save) TDY Housing – www.gotdy.com/ 956 E Fry Blvd, Sierra Vista, AZ 85635-2640 - 520-439-8839 02/14/2008 Living in a military town, most of have heard the term “TDY” and some of us have heard about TDY Housing. Today we have Michael Benson, from TDY Housing.com in the Studio and we’re going to talk about TDY housing.

Topic: Home Inspections Guest: Travis R. Weddle from TRW Inspections  Listen to this episode      Download this episode (right click and save) TRW Inspections – www.trwinspections.com/ 995 W. 4th St. Suite G8 Benson, AZ 85602 - Benson (520) 586-8626 Sierra vista (520) 255-0542 02/09/2008 It is more crucial than ever for you to spend some time finding the most experienced home inspector you can when buying a home in Sierra Vista. There are so many homes on the market to choose from, you now have the ability to pick the best of the bunch. Many people spend more time and effort buying a TV set than selecting a home inspector! While many home buyers credit a thorough home inspection with saving them thousands, tens of thousands or in extreme cases even more. The small amount of time they spent hunting down an experienced home inspector saved them both time and money in the long run.

Topic: Cochise County and Real Estate History Guest: Bob Watkins from Sierra Vista Realty  Listen to this episode      Download this episode (right click and save) Sierra Vista Realty Inc - www.sierravistarealtyaz.com 301 N Garden Ave, Sierra Vista - (520) 458-4388 02/02/2008 Sierra Vista incorporated in 1956 and began to grow quickly and many businesses have come and gone in Sierra Vista’s history, many real estate companies have come and gone as well…. But only one is celebrating its 40th anniversary this year. As the longest continuously operating real estate office in Sierra Vista, Integrity is paramount in everything they do. It all started with the ambition and imagination of a man named Bob Watkins, who saw the potential not only in selling property, but also in being a part of a young and growing community. This is when Bob had his humble beginning way back in 1968 when he opened Sierra Vista Realty! Today we have Bob Watkins, owner and designated broker of Sierra Vista Realty in the Studio and we’re going to talk about the unique history of Sierra Vista and Sierra Vista Realty.

Topic: Understanding Escrow Guest: Colleen Barton an Escrow Officer with Fidelity National Title Agency Listen to this episode    Download this episode (right click and save) Fidelity National Title - www.fntic.com/ 956 E Fry Blvd, Sierra Vista, AZ 85635-2640 - (520) 458-5794 01/23/08 When you buy a home or property you will most likely use a process whereby an impartial third party, such as an escrow company or a title company, is entrusted with the job of seeing that the transfer of ownership from the Seller to the Buyer takes place according to the terms of the written contract agreed upon by all parties involved….. But it obviously more complicated than that.

Topic: Understanding Mortgages Guest: Jackie Draves of Ventana Mortgage Listen to this episode     Download this episode (right click and save) Ventana Mortgage Corp. - 3965 E Foothills Dr. Sierra Vista, AZ 85635 - (520) 459-1161 01/19/2008 Today we have Jackie Draves of Ventana Mortgage in the Studio and we’re going to talk about mortgages. Buying a home or property can be a huge investment, and if you’re like most people it’s an investment that you can’t pay for out-of-pocket. As you may be aware, that’s where a mortgage comes into play… but do you really know what a mortgage is? Sure, it’s a loan on a house or other piece of real estate, but there’s a lot more to it than that. Mortgages come in a variety of types and time spans, and can be used to either purchase a new home or piece of real estate or to secure additional money using that real estate as collateral. The implications of this are pretty straightforward… you get the money, but if you don’t pay it back then that house or property belongs to the bank. Of course, it’s not entirely that simple… but what else is involved in getting a mortgage? So listen carefully as we find out the inside information about mortgages.